Parents of College going Kids

Are You Ready For These?

We Work With Individuals and Families in All Phases of Life.

Your personal finances and investments can become overwhelming and complex. At Sampadha, our main goal is to simplify your financial life.

1. Why you need a Financial Plan? A financial plan is crucial for parents of college-going kids because it helps ensure their children’s higher education expenses are managed effectively without jeopardizing their own financial stability. By creating a comprehensive plan, parents can budget for tuition, room and board, books, and other college-related expenses while also addressing their own financial goals such as retirement savings and debt management. Without a plan, parents may struggle to afford their children’s education and risk sacrificing their own financial well-being in the process.

2. Why you need us? We understand that navigating the financial complexities of sending a child to college can be overwhelming and stressful. Our expertise and experience enable us to provide personalized guidance and strategies tailored to your family’s specific circumstances and goals. From navigating financial aid options to optimizing college savings plans, we help alleviate the burden of financial planning so that parents can focus on supporting their children’s educational journey.

3. How can we do it for you? Our company offers a range of specialized services designed to support parents of college-going kids throughout the financial planning process. We start by conducting a thorough assessment of your financial situation, including income, expenses, assets, and liabilities. Based on this assessment, we develop a customized financial plan that addresses your family’s unique needs and goals, including college funding strategies, retirement planning, tax optimization, and risk management. Our ongoing support and guidance ensure that your financial plan remains relevant and effective as your circumstances change.

4. Why you need it now? It’s essential to prioritize financial planning while your child is preparing for college to ensure that you can afford their education without sacrificing your own financial security. By starting now, you can take advantage of time to save and invest for college expenses, explore financial aid options, and optimize tax strategies. Delaying financial planning may limit your ability to save enough for college or result in unnecessary stress and financial strain as college expenses loom closer.

5. Things we do for you? Our company provides a range of services tailored to meet the unique needs of parents of college-going kids, including:

College funding strategies to help you save for your child’s education while maximizing financial aid opportunities and minimizing the need for student loans.
Financial aid guidance, including assistance with completing financial aid forms, understanding eligibility criteria, and optimizing your financial aid package.
Investment management strategies designed to grow your college savings over time while managing risk and volatility.
Retirement planning to ensure that you can afford your child’s education without sacrificing your own financial security in retirement.
Tax planning strategies to minimize your tax liability and maximize your ability to save for college and other financial goals.

Ultimately, our goal is to help you achieve peace of mind knowing that your child’s education is financially secure and that your own financial future is protected.

Are we right for you?

Find out if we’re a good match for your financial planning and investment management needs. We offer a free, no-obligation consultation to help us get to know each other. We can meet by phone, in-person, or online.